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Should You Rebuild Your Deck Before Selling Your Home?

Q: We’re building a new home and plan to sell our current home this December. We’ve lived here for 13 years, and our deck (now 10 years old) is showing signs of wear. We received a quote to rebuild it for $15,000. Our home is in a highly desirable neighborhood with a woods-facing lot, a built-in fire pit, and a playset. Is it worth spending the money to replace the deck, or should we sell as-is?

This is a great—and very common—question for homeowners preparing to sell.

The short answer? It depends.

Ask Yourself These Key Questions:

Is the deck a safety hazard?
If the deck is structurally unsound or visibly dangerous, repairing it might be necessary. Buyers—and their inspectors—will flag safety issues. If it’s just worn, aged, or purely cosmetic, you likely have more flexibility.
How competitive is your market?
In high-demand neighborhoods where homes sell quickly regardless of condition, buyers may be more forgiving. If location is the biggest draw, they may be willing to overlook an outdated deck.
Are buyers expecting move-in ready homes?
In some areas, buyers want a finished product. In others, especially with limited inventory, buyers expect to make some upgrades themselves.
Is the deck a unique feature?
If the deck is custom-built with special design elements or integrated outdoor living features, updating it might hold more value. But if it’s a standard rectangle, buyers might prefer the chance to reimagine the space themselves—especially if they plan to replace it with composite or change the footprint.
What condition is the rest of the house in?
If everything else in your home is updated and turn-key, a tired deck might stand out more. But if there are a few areas that need a little love, the deck becomes just one of many future projects the buyer may accept.

From a Recent Buyer’s Perspective:

Some buyers want to put their own stamp on a home. Replacing a deck with the layout and materials they prefer can be more appealing than inheriting a brand-new wood deck that they feel obligated to maintain or eventually replace.

In short, unless your agent believes the deck is a major deterrent to a sale—or it poses a safety concern—you may be better off pricing the home accordingly and letting the next owners decide what to do with it.

When in doubt, talk to your real estate agent. They’ll understand local buyer expectations and market trends—and they’ll help you balance what to repair vs. what to leave as-is. Sometimes, the best investment before selling isn’t in rebuilding, but in strategic staging and pricing.

If you’re considering a move or investment and require a trusted Real Estate Broker, we’re here to assist you. Contact us via email at TEAM@McDanielCallahan.com, complete the form below, or give us a call at 925-838-4300. We are ready to provide expert guidance and support for all your real estate needs. Terry McDaniel DRE License #00941526

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Tip for Selling Your House: Don’t Hide Major Repairs

When it comes to selling your house, honesty really is the best policy—especially when it comes to major repairs. You might be tempted to hide issues like roof leaks or pest problems, thinking they won’t be noticed, but trust me, it’s a bad move.

Here’s the thing: buyers usually have a home inspection done after they accept your offer. Any hidden issues you tried to cover up are almost certainly going to come to light. Whether it’s a leak in the attic or a mold issue in the basement, these problems will pop up eventually and may even derail the sale or lead to costly negotiations down the line.

Instead of hiding issues, be upfront about them from the get-go. Buyers appreciate transparency, and it can actually make the process smoother for everyone involved. If you’re honest about the condition of the home, buyers might still proceed with the purchase but can adjust their offer accordingly or be prepared to handle the repairs themselves.

This upfront approach builds trust and sets realistic expectations. Plus, being transparent means you’re less likely to waste your time on potential buyers who may back out once they find issues you tried to cover up.

In the long run, honesty doesn’t just save you from trouble—it can also save you from a lot of unnecessary stress. So, when it comes to major repairs, don’t hide them. It’s better to address them early on and keep the process smooth and transparent.

Honesty is Key in the Home Selling Process!

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Mountain Property for Sale: Invest in Paradise

37186 Rock Creek Rd, Duchesne, UT 84021

42.31+/- acres nestled in the heart of the mountains, where breathtaking views and nature’s beauty converge. This property is an investor’s dream, perfect for creating a destination that attracts couples seeking a romantic wedding venue, families looking for a unique getaway, or outdoor enthusiasts craving adventure. With ample space for gatherings and events, Rock Creek can easily be transformed into a stunning backdrop for any occasion. Don’t miss this rare opportunity to own a slice of paradise in the mountains. Whether you’re looking to invest, create a family retreat, or host unforgettable events, Rock Creek offers the perfect blend of natural beauty and adventure. Embrace the mountain lifestyle and make this dream property yours today!

For more pictures and details: https://www.utahrealestate.com/2021400

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Listed by: Cherlyn Jarvis and Paige Steckling, Real 6975 Union Park Avenue
Suite 600 Cottonwood Heights, UT 84047

The Road to Rental Investments: Leveraging Owner-Occupancy

Embarking on the journey of rental investments can be a challenging endeavor, especially for those lacking a substantial down payment. However, a strategy that presents a significant advantage is purchasing a property as an owner occupant. By leveraging this approach, individuals can gradually build their rental portfolio while benefiting from reduced down payment requirements. In this blog post, we will explore the potential benefits and considerations of utilizing owner-occupancy to kickstart your rental investment journey.

The Initial Purchase

One effective method of utilizing owner-occupancy is purchasing a home with a minimum FHA down payment of 3.5%. This type of loan allows buyers to reside in the property, but it comes with a limitation: you cannot rent out a single-family property while living in it. Nevertheless, this initial purchase serves as a stepping stone towards future rental investments.

Transitioning to Rental

After residing in the property for a suitable period, typically around a year, you have the opportunity to purchase another single-family home to live in while converting the previous property into a rental. Considering the current high rental rates, it is possible for this property to generate positive cash flow, enhancing your investment prospects.

Securing Financing for the Second Property

One of the challenges that arise when transitioning to rental investments is gathering the necessary down payment and closing costs for the second property. However, if there is a legitimate reason for moving, such as being closer to work or family, desiring a better floor plan, or seeking a safer area, FHA allows for multiple owner-occupied loans. Consequently, you can repeat this process to acquire additional properties.

Expanding to Multi-Unit Properties

To expedite portfolio growth, investors can consider purchasing multi-unit properties. FHA allows buyers to acquire up to a four-unit building on an owner-occupied loan, provided they reside in one of the units. While the buyer’s income may not be sufficient to qualify for a loan covering the entire four-unit property, lenders take into account the potential rental income from the remaining units. This rental income can significantly reduce the amount required to cover the portion of the property you occupy. Notably, FHA, VA, and conventional loans all facilitate owner-occupied financing for up to four units.

Navigating Zoning Laws and Financing

While multi-unit acquisitions offer accelerated portfolio expansion, it is essential to be mindful of local zoning laws, which may restrict the availability of such properties to specific areas. Some cities may allow duplexes but not three- or four-unit properties, while properties with more than four units are generally ineligible for owner-occupied financing. Being aware of these zoning restrictions is crucial when considering your investment options.

Accelerating Portfolio Growth

By strategically leveraging owner-occupancy, individuals or couples can amass a sizable group of rental properties within a few years, despite having limited initial down payments. As their equity grows, experienced investors find it easier to secure financing for additional properties, as lenders gain confidence in their track record and expertise.

Avoiding Financing Roadblocks

Conversely, individuals or couples who purchase a home to live in and subsequently invest significant funds in renovations and decorations may encounter challenges when attempting to qualify for investment properties. The additional expenses incurred in personalizing the property can affect debt-to-income ratios and impact eligibility for future loans. Thus, exercising caution and financial prudence when upgrading your primary residence can help maintain flexibility for future investment endeavors.

Embarking on the path of rental investments may seem daunting, particularly for those lacking substantial down payments. However, utilizing owner-occupancy as a strategy can provide an advantageous starting point. By purchasing a property to live in initially and transitioning it into a rental later, investors can gradually build their portfolio while benefiting from reduced down payment requirements. Careful planning, adherence to local zoning laws, and prudent financial management are essential elements of this approach. With time and experience, the portfolio will expand, allowing investors to capitalize on new opportunities and secure financing more easily.

To find out more about this type of strategy to acquire rental properties, contact your real estate professional. You can also download our Rental Income Properties.

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Overcoming Challenges: Residential Real Estate Activity Picks Up Despite Low Inventory

In the midst of a low housing inventory, the residential real estate market is witnessing a surge in activity. Despite the challenges posed by limited supply, prospective homebuyers are displaying increased interest in homeownership. In this blog post, we delve into the factors driving this uptick in demand and explore how buyers can navigate the current market landscape successfully.

Low Mortgage Rates: A Driving Force: Historically low mortgage rates have created a sense of urgency among buyers. The allure of affordable financing options has motivated many individuals to take advantage of the favorable lending environment and pursue their homeownership dreams. Buyers are capitalizing on the opportunity to secure attractive interest rates, fueling the surge in residential real estate activity.
Changing Housing Needs: Adapting to New Realities: The COVID-19 pandemic has prompted a reevaluation of housing priorities. As remote work and lifestyle adjustments become the new normal, homebuyers are seeking properties that accommodate their evolving needs. From dedicated home offices and spacious living areas to outdoor spaces, the demand for homes that can support remote work, leisure, and personal wellness has risen significantly.
Limited Inventory: Navigating a Competitive Market: Despite increased demand, housing inventory remains limited. Sellers have been hesitant to enter the market, leading to a supply-demand imbalance. This scarcity has resulted in intensified competition among buyers, sparking bidding wars and driving up home prices. Buyers must employ strategic approaches, such as working closely with real estate professionals, staying informed about new listings, and being prepared to act swiftly to secure their desired property.

While low housing inventory presents challenges, the residential real estate market continues to experience heightened activity. Buyers are taking advantage of favorable mortgage rates and adapting their housing needs to the current landscape. By staying informed and employing strategic tactics, buyers can navigate the market successfully and achieve their homeownership goals.

Note: It is essential for buyers to consult with real estate professionals and stay updated on local market conditions for the most accurate and tailored guidance during their homebuying journey.

Residential real estate activity picks up despite low inventory

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The Emotional Side of Moving: How to Cope with the Stress

Moving to a new home can be an exciting and fresh start, but it can also be an emotional rollercoaster. The stress of packing up your belongings, leaving behind familiar surroundings, and adjusting to a new environment can take a toll on your emotional well-being. We will explore the emotional side of moving and provide guidance on how to cope with stress.

Acknowledge your feelings It’s normal to experience a wide range of emotions when moving. From excitement and anticipation to fear and sadness, it’s important to acknowledge and accept your feelings. Don’t try to suppress your emotions or feel guilty for feeling overwhelmed. Instead, allow yourself to feel your emotions and take time to process them.

Stay organized and make a plan One way to alleviate stress is by staying organized and making a plan. Start by creating a moving checklist that includes all the tasks you need to complete before, during, and after the move. Break down the tasks into smaller, manageable steps and give yourself plenty of time to complete them. Having a clear plan can help you feel more in control and reduce feelings of anxiety.

Stay connected with loved ones Leaving behind familiar surroundings and social connections can be difficult. Make an effort to stay connected with loved ones, whether it’s through video calls, social media, or even a simple phone call. Talking to family and friends can help you feel more connected and supported during the transition.

Take care of yourself Moving can be physically and mentally exhausting, so it’s important to prioritize self-care. Make sure you’re getting enough rest, eating healthy, and staying hydrated. Exercise can also help reduce stress and boost your mood. Take breaks when you need them and don’t hesitate to ask for help from family and friends.

Focus on the positives While moving can be stressful, it’s important to focus on the positives. Think about the new opportunities and experiences that await you in your new home. Research your new neighborhood and make plans to explore the area. Embrace the new environment and focus on the potential for growth and positive change.

Moving can be an emotional experience, but there are ways to cope with the stress and anxiety that come with it. By acknowledging your feelings, staying organized, staying connected with loved ones, taking care of yourself, and focusing on the positives, you can make the transition to your new home as smooth and stress-free as possible.

Hiring the right Real Estate agent can also help reduce stress. Need a Real Estate Broker, we can help connect you: email us at TEAM@McDanielCallahan.com, fill in the box below, or call 925-838-4300. Terry McDaniel DRE license #00941526

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From Mountains to Deserts…Utah

Need a Real Estate Broker in Utah, we can help connect you: email us at TEAM@McDanielCallahan.com or call 925-838-4300. Terry McDaniel DRE license #00941526

Thinking of moving to Utah…three places you might want to consider.

Park City: Located in the Wasatch Mountains, Park City is a picturesque and upscale mountain town that is best known for its world-class ski resorts. With a population of just over 8,000 residents, Park City offers a unique blend of natural beauty, outdoor recreation, and urban amenities. The town has a vibrant arts and culture scene, a thriving culinary scene, and easy access to Salt Lake City, which is just a 30-minute drive away.
Salt Lake City: The capital of Utah, Salt Lake City is a vibrant and diverse city that is known for its natural beauty, outdoor recreation, and thriving business community. The city is home to a number of world-class ski resorts, as well as the famous Temple Square, which is the headquarters of the Church of Jesus Christ of Latter-day Saints. With a population of just over 200,000 residents, Salt Lake City offers a unique blend of urban and outdoor living.
Provo: Located in the heart of Utah Valley, Provo is a charming and friendly city that is home to Brigham Young University, one of the largest private universities in the country. With a population of just over 116,000 residents, Provo offers a family-friendly environment, great schools, and easy access to the natural beauty of the Wasatch Mountains. The city also has a thriving arts and culture scene, a growing tech industry, and a low cost of living.

Utah is home to several national parks known for their stunning natural beauty and unique geological features. Here are the five national parks in Utah:

Zion National Park – Known for its towering sandstone cliffs and narrow slot canyons, Zion National Park is a popular destination for hiking, camping, and rock climbing.
Bryce Canyon National Park – Famous for its colorful hoodoos, Bryce Canyon National Park is a unique geological wonderland that attracts visitors from around the world.
Capitol Reef National Park – Located in south-central Utah, Capitol Reef National Park is home to colorful sandstone cliffs, canyons, and domes.
Arches National Park – Known for its natural sandstone arches, towers, and fins, Arches National Park is a popular destination for hiking and rock climbing.
Canyonlands National Park – Covering over 330,000 acres of southeastern Utah, Canyonlands National Park is a vast and rugged landscape of canyons, mesas, and buttes that offer visitors breathtaking views and endless outdoor recreation opportunities.

Need a Real Estate Broker in Utah, we can help connect you: email us at TEAM@McDanielCallahan.com or call 925-838-4300. Terry McDaniel DRE license #00941526